Annual Wardrobe Budget and Year-long Shopping Plan with Free PDF Planner

Seasons of the Year.1600p.eng1

When you've determined your wardrobe's financial budget, space budget, and other considerations for the year, you can divide it up into your wardrobe needs. You could seek them all out at once and be over and done with it if you hate shopping and have the money to spend all in one go, but I'm going to lay it out from the assumption that you like shopping, or have to budget in an evenly distributed way. This approach will work with 10 Item Capsule wardrobes, so that if you don't have a wardrobe you love right now, by this time next year you could.

Financial planner Pete Dunn suggests spending just 5% of your take home pay on your wardrobe. If monthly your take home pay is $3000, that designates $150 per month toward clothing for you.

If your 5% is significantly less, that's ok. You can still have a fabulous wardrobe- it just might take a little bit longer (instead of buying one item each month, maybe you're shopping every other month, or maybe even just one really nice new item a year- it depends on your budget). It's important to buy the highest quality that you can afford, so that you can maximize your pay-per-wear ratio. If something is a good buy now, but falls apart in just a few washings, it will cost you more in the long run. The cruelty of it is that it takes more money to save more money, and not everyone can afford the up-front cost of high quality, long term money saving items. When this is the case, I recommend hand-me-downs and other low/no cost items that serve the function so that you can save more for replacements that serve the function, enhance your beauty, and are made to last. You can find some amazing and cheap items secondhand if you're able to put the time into regularly searching for them.

Once you have your wardrobe's financial budget planned, I task you with diligently sticking to it. You can carry over the budget if you don't spend as much as allotted in a month (i.e. if you have money left over), but never dip into the budgets for months that are yet to come. However great the item is, it's almost certain you'll find something just as good when you have the money for it. You might even find the same item on a better sale by then, so hang in there and be proud of yourself for sticking to your plan. You're reinforcing your willpower to follow through in all areas of your life. 

Because we're shopping to maximize cost-per-wear and hoping to find garments that will last us many years, we're best off shopping sales for high quality items during off-season sale times. Looking for a coat? Try the end of spring when things are warming up. Need sandals? The end of summer is the best time. You may not have the joy of wearing it often and right away, but because you're shopping with a long-term game plan, and because you're shopping to enhance your authentic beauty rather than trends, you're making a very smart investment that will bring you plenty of joy in the future. 

The items listed are for bigger items. You might want to designate a small portion of your monthly budget towards undergarments such as socks, underwear, bras, slips, shapewear, and the like.

Wardrobe Wheel of the Year
January         1. onesie (dress or jumpsuit)
February       2. top
March            3. bottom
April              4. top (sweaters might be on sale)
May               5. onesie
June             *coat, purse, pair of shoes, or piece of jewelry
July               6. top    
August          7. bottom
September    8. top
October        9. onesie
November   10. top
December    *coat, purse, pair of shoes, or piece of jewelry

The numbers (1-10) are to show what is counting toward a 10-item capsule wardrobe. The asterisks are suggested wildcard months for other major items. 

If you find the perfect pair of pants in January, feel free to swap months and try to find a onesie in March instead. 

Please enjoy this free one page PDF planner I made for you to fill in the blanks and create a year long budget and plan for your own fabulous wardrobe. <3

How to put together a minimalist / modern wardrobe with personality

If you saw my article on the usual, horribly boring, capsule wardrobes, you know I have a bone to pick. Minimal wardrobe can still mean maximal style, and here's how to do it to avoid the dreaded white/grey/black, tshirt/jeans, pop of red, one stripey shirt/dress, capsule. 

If you want to stick with white/grey/black you can and you can do it fabulously. If you want to stick with tops and jeans, you can and you can do it fabulously. The more your wardrobe contains neutrals and casuals, the more oomph and interest those items need to have (or have added to them in the rest of the outfit equation).

Personally I go through periods of loving color, and then needing a break from it, but there are still loads of ways you can work with neutrals. White on white prints are even a thing, and it still doesn't feel overwhelming (when you're seeking minimal/modern out of overwhelm) because it's still just white. 

Any choices you can make to push it away from being plain- plain t-shirt, plain jeans, plain skirt, plain shoes, will elevate the look immensely. The following are some possibilities to elevate: 

 

Texture

satin
course knits
cashmere
(p)leather
suede
vinyl
velvet
fuax fur
fringe
boucle
tweed
embroidery
embossed
tapestry
popcorn
lace

Print

paisley
leopard
floral
stripes
zebra
fronds
gingham
houndstooth
plaid
polka dots
cabling

Color

color-blocking
two tone
brights
pastels
metallic
monotone
neutrals

Design interest

knots
twists
ruffles
layers
pleating
asymmetry
scalloping
necklines (sharp v, mandarin, funnel, queen anne, cowl, etc)
bell sleeves
sheer panels or other texture
one sleeve
piping

 

Mix & Match Wardrobes are Overrated

Separates, separates everywhere! Mix-n-match separates! Believe me, I understand why they are everywhere- they are loved because we currently live in a culture of hyper casual dress, and they are lauded as providing more wardrobe options as they are mixed and matched (which adds even more emphasis to casual appearance). I need to tell you, there is a dark side to separates. I'm especially lookin' at you sister capsule bloggers.

Tell me that the above set I created doesn't look painfully familiar. Why are so many wardrobes so horribly lacking in personality?

Separates are overrated because:

1. Casual is not the epitome of progress. It has a use and a place, but the way we present ourselves is a huge communication tool, and I like to think there is more to be visually communicated than "I'm on break from marathon Netflix in bed". 

2. When your goal is to maximize mix-match-ability, you will be forced to choose fairly plain items and rely almost entirely on accessories for visual personality. This isn't bad, but I think you could do better.

3. It doesn't flatter many people to create the line breaks that this separates approach takes, and it takes more effort to blend the line and complete a cohesive look than if you had chosen a smashing dress or suit. There are casual dresses and suits that would launch you so far from Netflix in bed. 

4. Option overload. Sure, you have a closet full of separates, but do you actually wear and pair them all? Do you enjoy it? Wouldn't it be easier to have a handful of complete looks just ready for you to grab and go, knowing it's already fabulous?

5. While the separates approach doesn't look awful on very many people, it also isn't enhancing anyone, due to the profound lack of flavor. Solids in neutrals (white, grey, navy, brown, cream, blue denim/chambray) are really really great. As filler. They are what you use when the rest of the outfit is loud and has already made the statement of YOU. Or you wear solids in neutrals as a statement themselves- modern/minimal, but in this case, there is a large burden placed on the style of the garment(s) to make a statement. A white button-up and a black skirt aren't going to do it. A white button up with sheer panels and bell sleeves, and a black midi skirt with fabric knots/twists and an asymmetric hem might do it- for a subdued look.

I get wanting wardrobe to be easy and to be comfortable. I even get wanting to blend into the crowd in a way that is aesthetically pleasing without calling attention to yourself. But you're reading my blog, and I want more for you. We can do easy and comfortable (not pajama comfortable, but easy walking comfortable), but we have to do it in a way that really sees you, and then chooses to enhance what it sees. Death to mix and match wardrobes.

This capsule wardrobe was put together quickly, and without anyone in particular in mind, so it isn't as cohesive as it could be, but if you ask me any day of the week which wardrobe I'd want, or which I'd want to see on someone, I will hands down always choose this second capsule.

The first/typical capsule has 240 possible combinations, each as dull as the last. It's an impressive number from 15 pieces. With the personality capsule, 14 pieces makes 80 possible combinations. If you added another pant of some kind, you could have 15 pieces and 128 possible combinations- still only half that of the first, but how many do you need? How many combinations will you wear? What makes you feel expressed and joyful to wear? What's easier to look great in?

 

Thank-you for indulging my agitation. I truly understand the appeal of neutral-heavy, mix & match, separates, and I will continue to help you wrangle them and make them work as you wish. Just know that there is another way of doing things, and it could be even better. 

My Capsule Wardrobe January 1, 2016

It is a living, evolving capsule. You can also see snapshots of how it has been in the past. I'm constantly seeking to play with and improve it. Clothing is a necessity, and style a passion to explore. 

 

Not pictured: exercise clothes, undergarments, jewelry

  1. purple velvet blazer
  2. coral cutout 3/4 sleeve jacket
  3. coral trenchcoat
  4. green wool coat
  5. grey moto jacket
  6. grey drape blazer
  7. green wool cloak
  8. red-orange blazer
  9. rosegold sequin mini dress
  10. cream stretchy sheath dress
  11. navy sparkle neck bodycon mini dress
  12. green double zip sheath dress 
  13. grey sheath dress
  14. grey maxi dress
  15. green halter maxi dress
  16. wine slip dress (got rid of)
  17. navy sparkle maxi dress (favorite thing)
  18. red-orange purse
  19. black purse
  20. gold purse
  21. black hooded dress sleeveless maxi
  22. aqua maxi dress
  23. green halter jumpsuit
  24. coral purse
  25. grey tote
  26. grey silk tie-dye cami
  27. grey split hem tee
  28. purple silk blouse button up
  29. navy ruffle neck sleeveless blouse
  30. navy silk tank
  31. grey midi tube skirt
  32. green maxi straight skirt (diy)
  33. red-orange slim pant
  34. grey wool trouser
  35. black wrap waist pant
  36. coral drape pant
  37. slight bootcut jeans (currently don't fit)
  38. silver clutch
  39. black lace up heels
  40. lime and aqua peeptoe booties
  41. coral wedges
  42. holographic belt
  43. sunglasses
  44. shoulder jewelry
  45. taupe snakeskin sandal heels
  46. gold skyscraper heels
  47. black and navy sandal heels
  48. black bow booties
  49. pewter loafers
  50. black oxfords

There are many items on this list that I know I want to send on their way, and many items I know I want to replace. My current ideal wardrobe is: suits, sleeved maxi dresses, straight midi skirts, blouses, flats/lows in: green, aubergine, royal purple, coral pink, and grey. Not terribly much on my list that aligns, but that's the plan, folks.